Personal Checking

Wallet with cash being taken out and Alliance Bank debit card with Upgrade your checking text



Allegiance Checking


The checking account that rewards you and your banking relationship with us! Protect you and your family from the fastest growing crime in the country while receiving credit and extra perks for being your primary bank!

  • IDProtect®1 (Access Now)
    • Single Bureau Credit File Monitoring* - Daily credit file monitoring and automated alerts of key changes to your Equifax credit report.
    • Identity Monitoring* - Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified.
    • Credit Report* - Ability to request a single bureau report every six months or upon opening an identity theft resolution case.
    • Credit Score2,3* - Ability to request a single bureau score every month.
    • Up to $10,000 Identity Theft Expense Reimbursement Coverage4 - To cover expenses associated with restoring your identity.
    • Fully Managed Identity Theft Resolution Services - Access to a fraud specialist assigned to manage your case until your identity is restored.
    • Debit and Credit Card Registration* - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen.
    • Online Identity Theft News Center and Valuable Phone and Web Resources*
    • Credit Score Tracker - Receive valuable insight into your credit score.2,3
    • Financial Wellness 360o - Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile and web only)

  • Cell Phone Protection4 - Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. or abroad. Maximum of two claims per year. Important Coverage Note: Your cell phone bill must be paid from this checking account and covers the first 3 phones listed on your cell phone bill.

  • Automatic Foreign ATM Surcharge Refunds (up to $6 per statement cycle)

  • $0.10 Cash Back on each Signature-Based Debit Card Transaction (up to $6 per statement cycle)

  • Interest Earned on Every Dollar

  • Unlimited Check Writing

  • Free Visa Debit Card

  • Free Digital Banking

  • Free Bill Pay

  • Free Alliance Bank High Security Checks (1 box per year) - High Security Checks from Deluxe feature a Security Square that cannot be reproduced by copiers or scanners

  • Up to $750 Overdraft Privilege5 (subject to eligibility)

  • A $12 monthly service charge will apply. Allegiance Checking is designed for our best customers. Your service charge will be Waived with a: $5,000 minimum balance throughout statement cycle OR a $25,000 relationship with us including a savings, money market, CD, IRA, loan or another checking account

  • $2.00 paper statement fee will apply - Waived when you receive your statement through Digital Banking (Paper Statement fee Waived for account holders age 65 and older)

Call or Stop by - Let us put you in the perfect account today!


Safe & Sound Checking


Protect you and your family from the fastest growing crime in the country all while receiving credit for the way you bank!

  • IDProtect®1 (Access Now)
    • Single Bureau Credit File Monitoring* - Daily credit file monitoring and automated alerts of key changes to your Equifax credit report.
    • Identity Monitoring* - Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more.; A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified.
    • Credit Report* - Ability to request a single bureau report every six months or upon opening an identity theft resolution case.
    • Credit Score2,3* - Ability to request a single bureau score every month.
    • Up to $10,000 Identity Theft Expense Reimbursement Coverage4 - To cover expenses associated with restoring your identity.
    • Fully Managed Identity Theft Resolution Services - Access to a fraud specialist assigned to manage your case until your identity is restored.
    • Debit and Credit Card Registration* - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen.
    • Online Identity Theft News Center and Valuable Phone and Web Resources*
    • Credit Score Tracker - Receive valuable insight into your credit score.2,3
    • Financial Wellness 360o - Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile and web only)

  • No Minimum Balance Requirements

  • Unlimited Check Writing

  • Free Visa Debit Card

  • Free Digital Banking

  • Free Bill Pay

  • Up to $500 Overdraft Privilege5 (subject to eligibility)

  • A $6 monthly service charge will apply
    Here's how you can reduce it:
    • Receive a $2 Credit by receiving your statement through Digital Banking
    • Receive a $2 Credit with 20+ signature-based debit card transactions OR 3 Bill Pays in Alliance Bank's Digital Banking per statement cycle

Service Charge Waived for account holders age 65 and older

Let us help you Switch to Alliance Bank with our helpful Switch Kit.


Green Checking


A Checking Account designed for young adults!6 Learn how to budget your money and make digital payments. No monthly service charges when you sign up for Online Statements.

  • No Minimum Balance Requirements

  • Free Visa Debit Card

  • Free Digital Banking

  • Send Payments to Friends and Family with P2P

  • No Minimum Balance Requirements

  • No Monthly Service Charge with Online Statements. There is a $2 paper statement fee per cycle.

Let us help you Switch to Alliance Bank with our helpful Switch Kit.



* Registration/ activation required

1 - Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 - Credit Scores is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

3 - Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

4 - Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents are enclosed and can be found online at www.ClubChecking.com or through the Club Checking mobile app. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

5 - Accounts will be charged the standard Overdraft fee of $30.00 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal or other electronic item that is paid and $30.00 for items returned. An overdrawn balance must be repaid within 35 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to Alliance Bank or if your account is subject to any legal or administrative order or levy.

6 - Green Checking is available to clients age 13 - 22. Account holders under the age of 18 must have an adult on the account and adult approval for a Debit Card to be authorized.