Personal Checking

Image comparing Alliance Bank Consumer Checking Account Options



Allegiance Checking


Allegiance is our way of saying THANK YOU! It offers all the protection you expect, along with Cash Back on purchases, ATM fee refunds and one box of FREE checks annually.

  • IDProtect®1 (Access Now)
    • Single Bureau Credit File Monitoring* - Daily credit file monitoring and automated alerts of key changes to your Equifax credit report.
    • Identity Monitoring* - Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified.
    • Credit Report* - Ability to request a single bureau report every six months or upon opening an identity theft resolution case.
    • Credit Score2,3* - Ability to request a single bureau score every month.
    • Up to $10,000 Identity Theft Expense Reimbursement Coverage4 - To cover expenses associated with restoring your identity.
    • Fully Managed Identity Theft Resolution Services - Access to a fraud specialist assigned to manage your case until your identity is restored.
    • Debit and Credit Card Registration* - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen.
    • Online Identity Theft News Center and Valuable Phone and Web Resources*
    • Credit Score Tracker - Receive valuable insight into your credit score.2,3
    • Financial Wellness 360o - Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile and web only)

  • $hopping RewardsTM - Registration/Activation required; available via mobile or web only. (Access Now)
    • Access to exclusive offers and discounts at thousands of leading online retailers.
    • Shop online using our customized shopping portal and receive cash back.
    • Cash back is held in your $hopping Rewards account and, upon request, can conveniently be sent to you via PayPal or check.

  • Automatic Foreign ATM Surcharge Refunds (up to $6 per statement cycle)

  • $0.10 Cash Back on each Signature-Based Debit Card Transaction (up to $6 per statement cycle)

  • Interest-Bearing Checking Account

  • Unlimited Check Writing

  • Free Visa Debit Card

  • Free Digital Banking

  • Free Bill Pay

  • Free Alliance Bank Checks (1 box per year)

  • Up to $750 Overdraft Privilege5 (subject to eligibility)

  • A $12 monthly service charge will apply. Allegiance Checking is designed for clients who maintain higher balances. Your service charge will be waived with a: $5,000 minimum balance throughout statement cycle, OR a $25,000 relationship with us including a savings, money market, CD, IRA, loan or another checking account, OR for Alliance Bancorp Shareholders.

  • $3.00 paper statement fee will apply. Avoid the fee by receiving your statement through Digital Banking. Paper Statement Fee is waived:
    • if an account owner is age 65 and older, OR
    • when you maintain a $5,000 minimum balance throughout statement cycle, OR
    • when you own another account, loan or deposit, with a minimum $25,000 balance.

Call or Stop by - Let us put you in the perfect account today!


Safe & Sound Checking


Protect you and your family from the fastest growing crime in the country all while receiving credit for the way you bank!

  • IDProtect®1 (Access Now)
    • Single Bureau Credit File Monitoring* - Daily credit file monitoring and automated alerts of key changes to your Equifax credit report.
    • Identity Monitoring* - Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more.; A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified.
    • Credit Report* - Ability to request a single bureau report every six months or upon opening an identity theft resolution case.
    • Credit Score2,3* - Ability to request a single bureau score every month.
    • Up to $10,000 Identity Theft Expense Reimbursement Coverage4 - To cover expenses associated with restoring your identity.
    • Fully Managed Identity Theft Resolution Services - Access to a fraud specialist assigned to manage your case until your identity is restored.
    • Debit and Credit Card Registration* - Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen.
    • Online Identity Theft News Center and Valuable Phone and Web Resources*
    • Credit Score Tracker - Receive valuable insight into your credit score.2,3
    • Financial Wellness 360o - Access your financial wellness platform with unlimited one-on-one coaching, interactive courses, videos, booklets, infographics, and more to help maximize financial wellness. (available via mobile and web only)

  • $hopping RewardsTM - Registration/Activation required; available via mobile or web only. (Access Now)
    • Access to exclusive offers and discounts at thousands of leading online retailers.
    • Shop online using our customized shopping portal and receive cash back.
    • Cash back is held in your $hopping Rewards account and, upon request, can conveniently be sent to you via PayPal or check.

  • No Minimum Balance Requirements

  • Unlimited Check Writing

  • Free Visa Debit Card

  • Free Digital Banking

  • Free Bill Pay

  • Up to $500 Overdraft Privilege5 (subject to eligibility)

  • A $7 monthly service charge will apply. Service charge waived if an account owner is age 65 and older. Others can reduce the fee in the following ways:
    • Receive a $3 Credit by receiving your statement through Digital Banking
    • Receive a $2 Credit with 20+ signature-based debit card transactions OR 3 Bill Pays in Alliance Bank's Digital Banking per statement cycle

Let us help you Switch to Alliance Bank with our helpful Switch Kit.


EcoGreen Checking


A simple account with a $2 monthly service charge! Perfect for clients who prefer electronic payment methods and online statements. Spend more time and money on life (and less on banking). EcoGreen is now available to any client age 136 and up!

  • No Minimum Balance Requirements

  • $2.00 Monthly Service Charge7. Service charge waived for clients under age 18.

  • Free Digital Statements8

  • Free Digital Banking with All of These Great Features
    • Debit Card On/Off
    • Mobile Deposit
    • Bill Pay
    • Person-to-Person Payments

  • Free Tap Visa Debit Card

  • Free Mobile Wallet

Let us help you Switch to Alliance Bank with our helpful Switch Kit.



* Registration/ activation required

1 - Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 - Credit Scores is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

3 - Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

4 - Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Guide to Benefit and insurance documents are enclosed and can be found online at www.ClubChecking.com or through the Club Checking mobile app. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

5 - Accounts will be charged the standard Overdraft fee of $30.00 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal or other electronic item that is paid and $30.00 for items returned. An overdrawn balance must be repaid within 35 days. We may not pay items under your overdraft privilege if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-five (35) day period for a minimum of 24 hours, if you default on any loan or other obligation to Alliance Bank or if your account is subject to any legal or administrative order or levy.

6 - EcoGreen is available to clients age 13 and up. Account holders under the age of 18 must have an adult on the account and adult approval for a Debit Card to be authorized.
 
7 - Includes 10 FREE paper items (deposit slips, checks and in-person withdrawals) per statement cycle.  Fee of $0.40 per item, over 10.
 
8 - Paper statements are available on EcoGreen account for $5.00 per month.