Business CDs & IRAs

Certificates of Deposit (CDs)

Guaranteed Growth. Flexible Support. Real Results.

Looking for a safe, steady way to grow your savings? Our Certificates of Deposit (CDs) offer guaranteed returns with flexible terms—from one month to five years—and competitive rates to match your goals.
 
We make it easy:
  • Fixed rates for dependable growth
  • Terms from 1 month to 5 years
  • Interest credited to your CD
  • No paper certificate required at redemption
Life happens. If you need access to your funds early, ask us about using your CD as collateral for a low-rate loan—so you can stay on track without facing early withdrawal penalties.
 
Ask about our CD Special. You might find a term or rate that’s a perfect fit.


Contact Us to open your CD or learn more 

 

NEW! Growth CD

Short Term. Special Rate. Flexible Growth.

Looking to jump-start your savings or plan ahead for a big expense? Our Growth CD offers a special rate and the flexibility to keep building your balance during the term.
 
Whether you're saving for a vacation, a new vehicle, or just getting started, this CD gives you more control over your savings.
 
Here’s what makes it different:
  • Minimum $5,000 to open
  • Add to your balance anytime—$1,000 minimum per deposit
  • Interest paid at maturity
  • Guaranteed rate for the entire term
It’s a great fit for anyone who wants short-term growth without locking themselves out of opportunity.
 
Ask us about today’s special rate and term or stop in to get started
 
 

IRAs

Let us help you plan for your retirement years with confidence and security.

We offer everything from traditional IRAs to Roth IRAs and SEP IRAs. All with full protection of FDIC insurance.

The sooner you get started with an IRA, the more money you will have for those golden years. Why not start today? We have fixed rate IRA investments available with terms from 12 to 60 months. Interest accrues on the daily balance and is applied to your principal quarterly. We also offer a variable rate investment with an 18-month common maturity for the small saver wishing to improve their retirement income.

There are many things you can do when you retire. And many ways for us to help you fund them.

Check out our Current Rates & Terms


Traditional IRAs
A Traditional IRA is a personal retirement savings plan with tax advantages. The investment grows tax-deferred until its withdrawn upon retirement.


Roth IRAs
This is an ideal investment if you think you may be in a higher tax bracket when you retire. The Roth IRA gives you the ability to invest your after-tax dollars today, let the investment grow tax-deferred, and take qualifying withdrawals tax-free.


SEP IRAs
A Simplified Employee Pension (SEP) is a company-sponsored IRA that allows your employer to contribute to your existing IRA. These contributions are tax deductible.


For more information or to open an IRA, Contact Us today