Personal CDs & IRAs


Secure investment with a guaranteed rate of return and a variety of terms to meet your saving needs.

Are you looking for the best rate or the best value? Because they're not the same. We work with you and your goals to put a savings plan together to maximize your earnings potential.

Life may not come with any guarantees, but our CDs do. With terms that range from one month to five years, each of our CDs offer security, competitive interest and a guaranteed rate of return.

Interest may be applied to your account balance monthly, quarterly or semi-annually for those with maturities of 6 months or more. With any deposit over $5,000.00 and maturity greater than 6 months, interest checks can be sent to you monthly or quarterly or semi-annually. For maturities less than 6 months, interest is paid at maturity only.

As with any CD, there is a substantial penalty for early withdrawal.

For more information or to open a CD, Contact Us today


Let us help you plan for your retirement years with confidence and security.

We offer everything from traditional IRAs to Roth IRAs and SEP IRAs. All with full protection of FDIC insurance.

The sooner you get started with an IRA, the more money you will have for those golden years. Why not start today? We have fixed rate IRA investments available with terms from 12 to 60 months. Interest accrues on the daily balance and is applied to your principal quarterly. We also offer a variable rate investment with an 18-month common maturity for the small saver wishing to improve their retirement income.

There are many things you can do when you retire. And many ways for us to help you fund them.

Check out our Current Rates & Terms

Traditional IRAs
A Traditional IRA is a personal retirement savings plan with tax advantages. The investment grows tax-deferred until its withdrawn upon retirement.

Roth IRAs
This is an ideal investment if you think you may be in a higher tax bracket when you retire. The Roth IRA gives you the ability to invest your after-tax dollars today, let the investment grow tax-deferred, and take qualifying withdrawals tax-free.

A Simplified Employee Pension (SEP) is a company-sponsored IRA that allows your employer to contribute to your existing IRA. These contributions are tax deductible.

For more information or to open an IRA, Contact Us today