Deposit Rates

Effective Date of Rates - 09/29/2022 to 10/05/2022

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CD Rates Term Minimum Deposit Rate APY

7 - 31 Days $5,000 0.02% 0.02%

3 Month $1,000 0.15% 0.150%

6 Month $1,000 0.20% 0.20%

12 Month $1,000 0.25% 0.25%

18 Month $1,000 0.25% 0.25%

24 Month $1,000 0.30% 0.30%

30 Month $1,000 0.30% 0.30%

36 Month $1,000 0.60% 0.60%

48 Month $1,000 0.85% 0.85%

60 Month $1,000 1.00% 1.00%





IRA Rates Term Minimum Deposit Rate APY

Variable - 18 Month $100 0.30% 0.30%

12 Month $1,000 0.25% 0.25%

18 Month $1,000 0.25% 0.25%

24 Month $1,000 0.30% 0.30%

30 Month $1,000 0.30% 0.30%

36 Month $1,000 0.60% 0.60%

48 Month $1,000 0.85% 0.85%

60 Month $1,000 1.00% 1.00%





Other Deposit Rates Account Type Minimum Deposit Rate APY

Traditional Savings $300 0.06% 0.06%

Endurance Club Savings $25 0.05% 0.05%






Allegiance Checking (Tier 2) $15,000 or greater 0.10% 0.10%

Allegiance Checking (Tier 1) $0 to $14,999 0.05% 0.05%





Personal Money Market Deposit Range Maintenance Fee Rate APY

$100,000.00 or greater no service charge 0.20% 0.20%

$50,000.00 - $99,999.99 no service charge 0.15% 0.15%

$25,000.00 - $49,999.99 no service charge 0.15% 0.15%

$10,000.00 - $24,999.99 no service charge 0.10% 0.10%

$1,000.00 - $9,999.99 no service charge 0.05% 0.05%

$999.99 or less $6 Service Charge 0.05% 0.05%

Note: The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal of interest will reduce earnings.

Interest payment options: Maturity of less than 6 months - at maturity; Maturity over 6 months and CD > $5,000 - Monthly, Quarterly or Semi-annually.

The rate may change after the account is opened on all checking, savings and money market accounts.

Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificate of deposits.

Rates on Certificates of Deposit of $100,000 or more quoted on request.

For current rates anytime call our Access Line at (800) 664-2072.

Please Contact Us If You Have Any Questions.
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  • Rensselaer Office: (219) 866-8100
  • Winamac Office: (574) 946-7000

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