Deposit Rates

CD Rates	Term	Minimum Deposit	Rate	APY
	7 - 31 Days	$5,000	0.05%	0.05%
	3 Month	$1,000	0.35%	0..35%
	6 Month	$1,000	0.45%	0.45%
	12 Month	$1,000	0.75%	0.75%
	18 Month	$1,000	0.75%	0.75%
	21 Month Special	$5,000	2.00%	2.02%
	21 Month Super Special	$100,000	2.35%	2.37%
	24 Month	$1,000	0.90%	0.90%
	30 Month	$1,000	0.70%	0.70%
	36 Month	$1,000	1.05%	1.05%
	48 Month	$1,000	1.55%	1.56%
	60 Month	$1,000	1.75%	1.76%
IRA Rates	Term	Minimum Deposit	Rate	APY
	IRA Variable	$100	0.30%	0.30%
	12 Month	$1,000	0.75%	0.75%
	18 Month	$1,000	0.75%	0.75%
	24 Month	$1,000	0.90%	0.90%
	30 Month	$1,000	0.70%	0.70%
	36 Month	$1,000	1.05%	1.05%
	48 Month	$1,000	1.55%	1.56%
	60 Month	$1,000	1.75%	1.76%
Other Deposit Rates	Account Type	Minimum Deposit	Rate	APY
	Classic Savings	$300	0.10%	0.10%
	Christmas Club	$25	0.05%	0.05%

	Allegiance Checking (Tier 2)	$15,000 or greater	0.10%	0.10%
	Allegiance Checking (Tier 1)	$0 to $14,999	0.05%	0.05%
Personal Money Market Account	Deposit Range	Maintenance Fee	Rate	APY
	$100,000.00 or greater	no service charge	0.20%	0.20%
	$50,000.00 - $99,999.99	no service charge	0.15%	0.15%
	$25,000.00 - $49,999.99	no service charge	0.15%	0.15%
	$10,000.00 - $24,999.99	no service charge	0.10%	0.10%
	$1,000.00 - $9,999.99	no service charge	0.05%	0.05%
	$999.99 or less	no service charge	0.05%	0.05%

Note: The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity and that a withdrawal of interest will reduce earnings.

Interest payment options: Maturity of less than 6 months - at maturity; Maturity over 6 months and CD > $5,000 - Monthly, Quarterly or Semi -annual.

The rate may change after the account is opened on all checking, savings and money market accounts.

Fees could reduce earnings. A penalty may be imposed for early withdrawal on certificate of deposits.

Rates on Certificates of Deposit of $100,000 or more quoted on request.

For current rates anytime call our Access Line at (800) 664-2072

PLEASE CONTACT US IF YOU HAVE ANY QUESTIONS.

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