Privacy Policy

Effective Date:  January 2011
 
FACTS
WHAT DOES ALLIANCE BANK
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.  This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business.  In this section below, we list the reasons financial companies can share their customers’ personal information; the reasons Alliance Bank chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does Alliance Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes No
For our marketing purposes –
to offer our products and services to you
 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness
 No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (219) 567-9151 or go to www.myalliancebank.com
Who we are  
Who is providing this notice?
 Alliance Bank
What we do  
How does Alliance Bank protect my personal information?
 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Alliance Bank collect my personal information?
We collect your personal information, for example, when you:
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit card or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions  
Affiliates
Companies related by common ownership or control.  They can be financial and nonfinancial companies.
  • Alliance Bank has no affiliates
Nonaffiliates
Companies not related by common ownership or control.  They can be financial and nonfinancial companies.
  • Alliance Bank does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit card companies, non-deposit investment companies, and customer relationship management companies.
Other important information