For Savers and Investors who are willing to invest for a set amount of time without access to their funds to receive a fixed interest rate higher than other savings instruments.  
 
CDs are a bank deposit and are therefore insured by the FDIC, so CDs are perfect for risk adverse investors who want to maximize their returns but are not comfortable with non-FDIC insured investments. 
 
 
Current Rates & Terms 

  • Maturities ranged from 7 days to 5 years.
  • Interest accrues on the Daily Balance and posts quarterly to your principal balance.
  • Upon request: 
  • You may receive your Interest by check. If a CD principal is at least $5,000 or more, you may receive your interest check monthly, otherwise they are issued on a quarterly or semi-annual basis.
  • You may have your interest direct deposited into any Alliance Bank deposit account.
  • Some restrictions may apply. 
     
    For maturities less than 6 months, interest is paid at maturity only.  
     
    CDs can be used as collateral for loans. 
     
    Rates for CDs of $100,000+ are considered "Jumbos" and are quoted on request by an officer of the bank. 
    Rates are based on market conditions and are subject to change weekly. 
     
     


    FDIC
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